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    Selecting the right truck finance in Melbourne involves several key steps:
    • Determine Your Needs: Understand the specific type and size of truck you require and set a realistic budget.
    • Research Lenders: Compare various lenders to find the most competitive interest rates and favorable loan terms.
    • Credit Score Check: Ensure your credit score meets the criteria of potential lenders.
    • Loan Terms: Evaluate the length of the loan and monthly repayment amounts to ensure they fit your financial situation.
    • Review Fees: Look out for hidden fees or charges.
    • Seek Professional Advice: Consult with truck finance in  Melbourne for personalized guidance.
    how we help

    Truck Easy Finance

    Oakmont Finance can tailor solutions for most Trucks & Trailers.

    Buying a new or used truck is straightforward, but financingcan be complex, especially forfirst-timers. Whether you’re after a one-tonne ute, semi-trailer, cement mixer, curtain side, or rigid truck, our truck finance brokers in Australia simplify the process by providing expert guidance and securing the best deals. In Melbourne, we offer tailored truck financing solutions with competitive rates and favorable terms. Trust our experienced team to assist you in getting the truck you need without financial hassles. Contact us today to explore our truck financing options in Melbourne and across Australia.

    Truck Finance - Frequently Asked Questions?
    Fast and easy loans approval process

    Work with us for rapid approval of your truck finance and swift purchasing.

    No Financials

    Don’t spend hours going through the paperwork & Financials  – leave it to us and get back to the more important things.

    High approval rates

    Whether you have bad credit or have been rejected before, we can help you get approved for your truck finance .

    Self-employed applicant help

    Being self-employed shouldn't stand in the way of obtaining top-tier truck finance. As the leading truck loan broker in Australia, we specialize in truck financing in Melbourne and beyond, ensuring self-employed individuals get the best truck finance solutions available.

    What will my interest rate be?
    • Current rates start at 6.55% but may vary depending on the age of the truck being purchased and the credit score of the applicant
    • Customers can use the finance calculator on our web site in order to obtain an approx payment based on the purchase price and age of the truck
    • Our business has been built on repeat customers and customer referrals –  so it is very important that we provide the best possible market rate whenever we issue a finance approval.
    How does our online Truck Finance pre-approval system work?
    • Our client inputs their information into the easy to complete form on the APPLY NOW section of our website. Then a quick calculation is undertaken on the submitted data, with a pre-approval given within a few seconds
    • No formal credit search is undertaken for pre-approvals up to $500K with means our applicants credit score is unaffected
    • If the applicant is successful, they will receive either an email or a phone call indicating what is required for both unconditional approval and settlement
    Can I apply for a Truck Loan if I am starting out?
    • We can offer Truck Finance for new start businesses—no deposit required for loan amounts up to $175K. A deposit will be required if the purchase is greater than $175K (typically 10% to 20%)
    • We need to see a work source letter or work contract confirming our clients has ongoing work
    • Also required is confirmation that our customer has funds in the bank to cover running costs for the first 3 months (must be genuine savings)
    Do I need financials completed before I apply for Truck Finance?
    • Our flexible policy matrix offers a wide range of truck financing options in Melbourne, through a trusted truck finance broker in Australia:

      • No Doc Truck Finance: Up to $500K without bank statements or financials.
      • Low Doc Truck Finance: Up to $1M with BAS and tax portal documents.
      • Full Doc Truck Finance: Above $1M requiring accountant-prepared financials and personal tax returns for directors.

      Financial statements are not required for loans up to $500K, easing the process for smaller transactions. Higher credit risk transactions need BAS or accountant-prepared financials.

    Application

    Complete a simple one-page application form.

    Approval

    Finalize your equipment list and sign the loan agreement upon approval.

    Payment Confirmation

    Oakmont Finance handles payments directly to your suppliers.

    Access to Funds

    Enjoy the quick and efficient release of funds for your truck purchase.